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return to title IV Policy

Financial Aid
Return to Title IV Policy

Return of Title IV Funds (R2T4)

Federal law requires that if you received a federal grant and/or loan and you drop or withdraw from ALL of your classes prior to the 60% point of the semester or if you fail to begin a late start class you may have to repay the Title IV funds. Note: The earlier that you drop or withdraw, the more money you may have to pay back.
If you receive Loan money and withdraw, you will pay back the money according to the Federal guidelines of the loan program.

If you receive Federal Work Study money and withdraw, you do not owe anything back. You will get to keep any salary you have earned.


If you are enrolled in short term classes without being enrolled in full semester classes and/or you withdraw or fail to attend those classes, you may be subject to the Return of Title IV calculation.


Timeframe to repay

Once our office determines your last day of attendance, we will complete the R2T4 calculation and you will be notified via email or U.S. mail of the amount of financial aid program funds that must be returned. You have 30 days to return the entire funds to the college.

If full payment is not received within 45 days, the amount owed will be referred to the U.S. Department of Education for any student portion. At that time, you will lose all federal financial aid eligibility at all colleges and universities until the funds have been repaid in full or you have made satisfactory repayment arrangements with the U.S. Department of Education.

Sample Return of Title IV Funds (R2T4) calculation

Sample Return of Title IV Funds (R2T4) calculation

Repayment of Institutional Refunds


Currently, you do not have to repay the institutional portion of the R2T4 calculation. However, in the future, you may be required to repay the institutional refund and if not paid, a hold will be placed on your San Diego Community College District records that will hold enrollment, grades, transcripts and other services.